Sales and Redemptions

Mortgage Foreclosure Sales


The Sheriff’s Office does not maintain any listings of pending sales. The Sheriff’s Office only conducts the sale. All notices of pending sales are published in the legal section of any daily newspaper within Washington County. The Washington County Sheriff’s Office is not responsible for scheduling the sale, posting the notice in newspapers, etc. Any further information on pending sales will require you to contact the attorney for the mortgage company directly.

Please click here to see information on sales of multiple lots or tracts.

Sale Procedure


In all types of Mortgage Foreclosure Sales / Assessment Lien Foreclosure Sales, the sale is conducted by the sheriff, or a designee, in an open bidding process. The mortgage company or the plaintiff’s attorney will open the bid with the exact amount due at the time of the sale.

Following this bid, other bidders are given an opportunity to bid. A successful bidder must have cash or cash equivalent (bank cashier’s checks) made payable to the Washington County Sheriff’s Office at the time of the sale.

*Note: You must have all monies available in hand at the time you place a bid. The Sheriff’s Office will not wait for any funds to be delivered after the sale has been closed. (It is suggested that you contact the attorney for the mortgage company prior to the sale to find out what the opening bid will be.)

The successful bidder will receive a Sheriff’s Certificate of Sale that lists the name of the purchaser and the amount of purchase. The Certificate of Sale is prepared by the attorney and includes documentation proving that all statutory requirements have been completed.

Mortgage Foreclosure Redemptions



Procedures for Original Mortgagors

The Washington County Sheriff's Office requires a redemption preparation fee in the amount of $250 (non-refundable). No redemption preparation work will begin until the redemption fee is paid. This fee also includes the completion of the Redemption Certificate. Bring the $250 and documents listed below at the same time.

The attorney for the mortgagee can take up to a week or more to get the redemption figures back to the Sheriff's Office. Be sure to build in enough time to allow the attorney to return the figures. The information then be faxed to you. Keep in mind that the Sheriff's Office needs time to complete its paperwork:

On the day of redemption, you must bring:
  • Mortgage Payoff - The payoff amount must be made by a bank cashier’s check made out to the mortgage company
  • Be at the Sheriff's Office no later than 4:00 p.m. on the day of redemption
**Please go to CIVIL PROCESS > FEES AND FORMS to run a copy of the information sheet – It is called Original Mortgagor Foreclosure Redemptions**

Procedures for Lien Holders

The Washington County Sheriff's Office requires a redemption preparation fee in the amount of $250 (non-refundable). No redemption preparation work will begin until the redemption fee is paid. This fee also includes the completion of the Redemption Certificate. Bring the $250 and documents listed below at the same time.
  • Copy of the Original Mortgage. The copy must have the Recorder's Document stamp.
  • Copy of the Sheriff's Foreclosure Record (or sale). The copy must have the Recorder's Document stamp.
  • Copy of any and all Assignments/Contract for Deed/ Quit Claim. All copies must have the Recorder's Document stamp.
  • Copy of the Intent to Redeem **See note below**
  • Copy of your Lien or Mortgage. The copy must have the Recorder's Document stamp.
  • Affidavit of Amount Due and Owing on Lien. Affidavit must be dated and notarized.
The attorney for the mortgagee can take up to a week or more to get the redemption figures back to the Sheriff's Office. Be sure to build in enough time to allow the attorney to return the figures. The information then be faxed to you. Keep in mind that the Sheriff's Office needs time to complete its paperwork:

On the day of redemption, you must bring:
  • Mortgage Payoff - The payoff amount must be made by a bank cashier’s check made out to the mortgage company
  • Be at the Sheriff's Office no later than 4:00 p.m. on the day of redemption
*As of January 1, 2005, per Minnesota Statute 580.24 and 580.25, All Notice of Intent To Redeem papers recorded with Washington County Recorder’s Office must be filed with the Washington County Sheriff’s Office prior to redemption date. There is a $100 filing fee per Notice of Intent.
**Please go to CIVIL PROCESS > FEES AND FORMS to run a copy of the information sheet – It is called Lien Holder Foreclosure Redemptions**