Washington County and the Greater Metropolitan Housing Corporation (GMHC) partnered to create the Washington County Owner-Occupied Residential Rehabilitation Deferred Loan Program to assist residents with interior and exterior home improvements. Homeowners may receive deferred loans up to $18,000, with no interest and no monthly payments through GMHC's Housing Resource Center. The full amount of the loan is not due until the homeowner moves, transfers the title, or takes cash out on a refinance of the property.
These loans are available to households at or below 80 percent of the area median income, adjusted for household size, and may be used to finance projects to make homes safe and livable. Energy efficiency or accessibility improvements, exterior painting, electrical, plumbing, structural problems, siding, windows, doors, sidewalks, lead stabilization, and septic improvements are just a few examples of eligible projects.
Please contact the Housing Resource Center at 651-486-7401 for further information.
Purchasing a Home
Here are some helpful links:
- Minnesota Housing Finance Agency (MHFA) - Minnesota Mortgage Program
- MHFA - Community Activity - Set Aside Program (CASA)
- Washington County Housing and Redevelopment Authority Homeownership Programs
If you live in Washington County and have fallen behind in your mortgage payments, you should contact an HRA Foreclosure Counselor as soon as possible. The longer you wait, the fewer options you will have for staying in your home.
Please contact Washington County HRA Foreclosure Counseling at 651-458-0936.